Commercial products
As the leading general insurer in the Channel Islands, we offer a wide range of targeted commercial insurance products specifically designed for Channel Islands customers.
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Commercial Combined
A complete solution tailored to the customer’s specific needs, consisting of property and liability insurance in the Channel Islands, rolled into a single, manageable premium. All delivered through local underwriting capability and claims handling.
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Commercial Vehicle
Covering the needs of small businesses and agricultural services in the Channel Islands Offering Comprehensive, Third Party Fire and Theft & Third Party Only cover, delivered through local underwriting capability and claims handling.
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Contractors All Risks
A complete solution for local risks tailored to our customer’s specific needs, consisting of Contractors All Risks insurance with other optional insurance for existing structures, Public Liability, Terrorism and Non Negligent Liability, delivered through local underwriting capability and claims handling.
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Group Personal Accident and Travel
Providing peace of mind for you and your employees. Protect your staff whilst ensuring your business doesn’t suffer should the worst happen.
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Hotel and Guest House
Hotels and guest houses have a unique set of requirements - Our cover is the perfect solution for hotels and guest houses in the islands and our products cover a maximum of four premises.
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Liability
Bespoke liability insurance solutions based on a firm understanding of our customers’ needs, delivered through local underwriting capability and claims handling, allowing us to offer the most appropriate coverage and risk management support.
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Motor Fleet
Offering comprehensive insurance for motor fleets we include our in-house risk consultancy team who work closely with you to manage risks through 1-1 conversations and on-site visits.
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Motor Trade
Insurance Corporation Motor Traders policies are modern in concept and designed to meet the needs of today’s Motor Traders throughout the islands.
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Office Combined
Office Combined offers tailored insurance that protects everything that matters to the business, without paying for cover you don’t need. If the business needs a mix of material damage and liability covers, it’s a great solution.
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Property Developers
Providing a complete solution to meet the demands and needs of property developers. A wide range of covers, which can be individually selected and tailored to meet the industry and our customer’s changing requirements, all under one policy.
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Property Owners Professional
With over 40 years of experience covering property owners, we are able to provide our customers with expertise in claims and risk management to help them better mitigate risks.
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Traders Combined
Traders Combined offers tailored insurance that protects everything that matters to your business, without paying for cover you don’t need. If your business needs a mix of material damage and liability covers, it’s a great solution.
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